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Features of our Bridging Loans

Define “Bridging Loan”; A short-term loan typically for 3 to 18 months secured against an asset, for the purposes of financing business expenditure or a trading asset purchase, in periods of capital constraint or in between longer-term lending facilities.

  • Loans from £200,000 to £1,250,000
  • Terms from 3 months to 18 months
  • Up to 75% LTV
  • Rates from 0.99%
  • 1.5% arrangement and 1% exit
  • Loans based on Market Value either by surveyors or our own in-house valuation assessment.
  • Accrued interest
  • Basic details in relation to income and Assets & Liabilities to allow for a quick turnaround
  • Loans to individuals, LLP’s, Limited companies incorporated in England & Wales an offshore entities.
  • Legal fees: Competitive (Upon application, depending on simplicity or complexity)
  • Valuation: In-house valuation assessment or external valuations are typically (per property);
  • £750 fee for loans between £100,000 to £499,999
  • £1,500 fee for loans between £500,000 to £999,999
  • £2,000 fee for all loans exceeding £1,000,000
  • 1st & 2nd Charge available, depending on the overall scenario
  • Loans from £200,000 to £1,250,000
  • Terms from 6 months to 18 months
  • LTV dependant on Costs and GDV.
  • Rates starting from 1.3%
  • 2% arrangement and 1% exit
  • Monitoring fees as quoted by surveyor
  • Loans based on Market Value either by surveyors or our own in-house valuation assessment.
  • Accrued interest
  • Basic details in relation to income and Assets & Liabilities to allow for a quick turnaround
  • Loans to individuals, LLP’s, Limited companies incorporated in England & Wales an offshore entities.
  • Legal fees: Competitive (Upon application, depending on simplicity or complexity)
  • Valuation: In-house valuation assessment or external valuations are typically (per property);

£950 fee for development loans between £200,000 to £499,999

£1,750 fee for loans between £500,000 to £999,999

£2,250 fee for all loans exceeding £1,000,000

  • Stage 1 – APPLY ONLINE NOW – Typically takes 10 minutes
  • Stage 2 – OUR CONSIDERATION – Typically takes 48 hours for us to revert to you with indicative terms
  • Stage 3 – VISIT – Typically within 24 hours of STAGE 2 subject to payment of our inspection fees.
  • Stage 4 – LEGALS – Typically within a week of STAGE 3
  • Stage 5 – RELEASE OF FUNDS – Typically within 48 hours of STAGE 4
  • Buying at auction with short completion terms
  • Development and refurbishment
  • Developing an uninhabitable property or bare land
  • Purchasing without planning permission
  • Buying under value from an LPA Receiver
  • Borrowing against value not purchase price
  • Unexpected tax liability
  • When conventional loans are time consuming
  • You need working capital
  • You want no monthly payments
  • Residential property for investment or business purposes
  • Commercial property
  • Mixed use properties
  • Hotels and Pubs
  • Developments or development opportunities
  • Factories
  • Nursing/care homes
  • Multiple occupation (such as HMOs)
  • Bare land

Unfortunately we are unable to work with agricultural land or any property intended to be, or has ever been occupied by the borrower, guarantors or their families

Typically, providing that the borrower is attentive to the matter, the entire process for straight forward applications should take 10 days.

Stage 1: Complete the application form HERE

Stage 2: With straight forward applications, we will typically respond to your application within 24 hours, including weekends.

Stage 3: Upon our initial acceptance of your application, we will endeavour to visit the concerned property/ies within 24 hours of payment of our “Property visit & In-house valuation fees”. A surveyor need not be appointed if this fee is paid.  This enables us to be able to provide you with a more competitive service and release funds as quick as possible. With more complicated applications we may appoint a surveyor instead. Additionally, you may provide us with your own RICS Survey to support your application.

Stage 4: Solicitors will make contact in order to progress the matters. Our appointed solicitors will confirm fees with you prior to commencement for your consideration. With straight forward titles, this can be completed within 24 hours of commencement.

Stage 5: Funds are released upon completion of Stage 4.

Non refundable site visit and in-house valuation fees:

£1,000 fee for loans between £100,000 to £499,999

£2,000 fee for loans between £500,000 to £999,999

£4,000 fee for all loans exceeding £1,000,000

 

SUITABILITY FOR BRIDGING LOANS

Adverse credit history and discharged bankruptcy will not always impact your chances of securing an urgent bridging loan, depending on the project and the buyer profile. Speed is essential for short term finance and auction finance, and our specialist options are available quickly, and tailored to your individual requirements. In most cases, bridging loans can take 2-3 weeks to be obtained, however in some circumstances, funds can be available within 48-72 hours.

We offer individuals, LLP’s and limited companies access to large bridging loans, and with no monthly payments, you are able to get your commercial or residential project funded, even if the banks say no.

RESIDENTIAL & COMMERCIAL BRIDGING LOANS

At Tiger Bridging, we are a specialist bridging loan finance broker, offering short-term financial solutions for both residential and commercial property developments. Loan terms range from 1 to 24 months, and the upper loan limit is flexible depending on the scheme and the principals involved.

You can apply for first, second and third charge bridging loan finance through Tiger Bridging for all property types including:

RESIDENTIAL BRIDGING LOANS

Market-leading rates are available from 0.45%, and as a specialist urgent bridging loan broker, we work with the whole of the bridging market, as well as exclusive access to a broad range of bespoke bridging loans sourced from our reliable stable of high net worth investors and family offices.

Many lenders will base the loan amount offered on the property’s open market value, with 100% of the purchase price available up to 70% LTV.

Whatever your bridging finance requirements, we can offer the right facility to suit your specific requests, while ensuring all parties’ needs are met in the most practical and efficient manner.